Protecting what is important

Protecting you and your family may be the most important thing you can do when you are planning your future. When we look at other areas, such as saving and retirement planning, these are all dependent on you being able to maintain the lifestyle you have come to enjoy. If anything happens that takes away your ability to earn income, or provide for your family, then all other areas of planning can fail. More importantly, the effects on you and your loved ones could be devastating.

When we talk about lifestyle planning one of the most important aspects we can discuss is making sure the lifestyle you currently enjoy is protected so that you can live without worry.

Life Assurance

Protection through insurance

An area of protection that many are familiar with is life assurance. Generally, if you have taken out a mortgage it is likely that protecting that debt should you die was discussed.  

If you have young children it is also likely that you will have given this some thought.

When taking out this type of protection it is vitally important that it is set up in the correct way to ensure that money is paid out to the people you want to benefit, and that there are no potential tax issues created as a result of the policy paying out. This is where advice can prove invaluable.

The Effect of Illness

The effect of illness

Suffering an illness can have a devastating effect on your health, but also financially as you come to terms with the fact you may not be able to work for a prolonged period of time, or whether you can return to work at all.

Having advised for so long founder Andy Brown has unfortunately had first hand experience of clients who have suffered cancer or other illnesses. He therefore understands the importance of helping you to protect your lifestyle.

Policies can be used to help provide you with a lump sum or an income to support you through what could be a very difficult period.

Local to You


We are based in Trowbridge, Wiltshire and serve the local area including Bath, Frome, Warminster, Calne, Corsham, Westbury, Melksham, Devizes, Chippenham, Bradford on Avon and the surrounding villages.

We can provide you with independent advice to protect you and your family in your own home or a place that suits you at a time that fits in with your lifestyle.

The initial consultation is provided at no cost to you and we can use that time to explore what is important to you.